August 1, 2019TweetSharePinShare0 SharesWhat is a Termite Inspection letter5 (100%) 1 vote
A termite letter is a report that a pest control company will create after doing an inspection of a house. Some states have actual forms that this is supposed to follow by state law. Georgia is a prime example – they have the “Official Georgia Wood Infestation Report” which is required for any home sale in the state.
South Carolina requires a wood infestation report called the CL-100.
Termite Inspection letter
The termite inspection letter will disclose everything that was found by the inspector, whether the house is currently infested with termites or has been in the past, and will also usually note if any parts of the house were inaccessible for inspection.
If you are the buyer, your bank may require you to have a termite letter before you close on your house. There can be restrictions, and they may require it to have been within a certain time period before the loan closes (so they essentially “expire”). One very important piece of advice: get your termite letter done in advance of the closing date. Some lenders will not allow the loan to go through if certain things show up in the inspection. You want to make sure that you give yourself time to deal with anything that comes up. If you have the inspection done a couple of days before you’re planning on closing on the house, you might find the whole process delayed over something that came up in the inspection.
READ ALSO: 5 Types of Termites: Subterranean, Dampwood, Drywood, Formosan & Conehead Termite
You can see an example of the South Carolina version here. Remember also, I’m not your lawyer, and your state law may vary. So if you have a legal question about these, you should contact a local lawyer.
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